T&C

  • By accessing MyBalanceNow or using a Target Gift Card, you agree to the terms and conditions. If you do not agree, do not use the portal or card.
  • The MyBalanceNow portal is available only to users with a valid Target Gift Card.
  • Target Gift Cards can only be used for purchases in the United States and the District of Columbia.
  • The cards cannot be used for cash withdrawals, ATM transactions, or any form of gambling.
  • The cards cannot be reloaded after the balance is used.
  • Users must enter their 16-digit card number, expiration date, and CVV to check their balance and transaction history.
  • Keeping card details secure is the user’s responsibility, and they should not be shared with anyone.
  • If unauthorized transactions occur, users should report them to customer support immediately.
  • If a card is lost or stolen, the user must contact customer support as soon as possible.
  • If the card has an available balance, a replacement card may be issued after verification.
  • Target and MyBalanceNow are not responsible for unauthorized transactions made before the loss is reported.
  • The physical card has an expiration date, but the remaining balance does not expire.
  • If a card expires, a replacement card may be required to access the remaining funds.
  • There are no monthly fees for using the MyBalanceNow portal or maintaining the card balance.
  • Some merchants, such as gas stations and restaurants, may place a temporary hold on the card, which can be higher than the actual purchase amount.
  • Gas stations may hold $100 or more, and restaurants may add 20% extra to the bill to cover potential tips.
  • Holds are typically lifted within seven days, but the timeframe may vary depending on the merchant.
  • Users can contact customer support for assistance with their card or the MyBalanceNow portal.
  • Phone support is available at 1-877-867-4873 for cards starting with 409758 or 525362, and 1-800-698-4952 for all other cards.
  • Users can also send inquiries by mail to Customer Care, PO Box 826, Fortson, GA 31808.
  • Target Gift Cards cannot be used for gambling, international purchases, or cash advances.
  • Misuse of the card may result in suspension or cancellation of its usage.
  • MyBalanceNow and Target are not responsible for unauthorized use, lost or stolen cards, or declined transactions due to insufficient funds.
  • The platform does not guarantee uninterrupted access due to potential system maintenance or technical issues.